cultural systems

Nigeria cannot achieve sustainable economic growth without a functional, inclusive and culturally responsive financial system. Wilfred NJ Ugwuanyi, Professor of Banking and Finance, observed Wilfred Ugwuanyi as he delivered the 39th inaugural lecture of the National Open University of Nigeria (NOUN) in Abuja. In the paper titled “Technological Innovations and Informal Financial Institutions: Implications for Economic Development Amid Cultural Diversity …

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